Every month it seems mortgage rates forecast like someone what are mortgage rates based on is having a birthday, getting married, going away, or having a baby. All of us in the office are tired of eating cake and ice cream. What else can we eat (or do) to celebrate these occasions.I really like curly hair, but my girlfriend (who has straight hair) says I should like her for who she is and refuses to get a perm even if I pay for it. Can you please help me give her curly hair?